I think buying life insurance is a bad move. Effectively you are making a bet that you are going to die young, which should you win you won't be around to collect on. That's not my main objection though.
Watch any murder mystery and the motive is always the life insurance. Take out a policy and your chances of getting whacked by your nearest and dearest go up immeasurably.
Of course your chances of a premature death rise by amount 10 million per cent if you go anywhere in the vicinity of Jessica Fletcher from Murder She Wrote. Wherever that old owl popped up people were just getting done in left right and centre. I have a theory she was actually a serial killer who just planted all these convincing clues to frame people, then hypnotised others into confessing. I wouldn't be going to a dinner party with her.